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Circle Pay app for iPhone and iPad


4.4 ( 1984 ratings )
Social Networking Finance
Developer: Circle Internet Financial, LLC
Free
Current version: 3.68.0, last update: 6 years ago
First release : 04 Nov 2014
App size: 136.15 Mb

Send friends money like you send anything else — easy and free — whether they’re in the same room or a different country. Give your roomie the rent, collect for the big trip in a group text and send your friend abroad a drink on you. All without worry. US dollars are FDIC-insured up to $250,000.

FAST & EASY
• Pay friends and family instantly with just a phone number or email
• Set up in 30 seconds
• Just as easy to request money (equally important)
* Cash out to your debit card instantly, even nights and weekends

FREE
• Free to download and free to use
• No fees and no exchange rate markups between dollars (USD), pounds (GBP) and euro (EUR) — the rate you see on Google is the rate you get
• Cash out to your debit card for, you guessed it, free (We’re the only ones who don’t charge anything)

FUN
• We’re centered around conversations not transactions because that’s how people communicate
• Add personality with photos, GIFs and emoji

SECURE
• Deposits held in US dollars are FDIC-insured up to $250,000 and we’re licensed as a Money Transmitter in 48 US states and jurisdictions
• If you’re sending money to the UK or Europe, you’ll be interested to know that over there we’re regulated as an E-Money Issuer
• Your information is encrypted, your data is private and we’re fully PCI-DSS compliant
• Plus, your account is protected by PIN, Touch ID and two-step verification

HUMAN
• Live support from real human beings
• We make mistakes (just making sure you’re reading)

BUZZWORTHY
“The main selling point of Circle is that it lets app users send money to other people, even non-users, in any part of the world.” — Fast Company

“Circle, a money-sending app that works instantly, conducts trades in established currencies like dollars and euros.” — CNN Money

“When you need to split the bill, try Circle Pay, a digital money-transfer system that lets people send dollars and euros through iMessage.” — The New York Times

“Circle Pay lets you send money to your contacts securely and without having to pay a fee. You can send money in dollars, euros or pounds. And unlike Square Cash, Circle works internationally.”
— Macworld

Pros and cons of Circle Pay app for iPhone and iPad

Circle Pay app good for

This app works great. Its the best way to pay friends and coworkers. Thanks Circle.
If you need to send bitcoin quickly this is one of the best options on the market, the only suggestion I would have is to include litecoin as the confirmation time is way faster. Cheers!
Circle Pay is so easy to use. I sent $ to friends timely, without knowing their bank accounts info. All I needed was their phone number. And I also attached some cute pics of babe that they enjoyed. I was also able to request $ from friends nicely with the help of emojis and pics. Really happy with how quick my requests were processed.
Perfect for purchasing Bitcoins no fees and instant transactions 10 stars!
Beats Transferwise by a mile. No fees & the best conversion rates Ive ever had for sending money to my mum in England. I also like that I can send her a selfie with the money each time.
Very easy to use and chic app design. The only app that allows instant currency exchange to make payments in different currencies so far.

Some bad moments

Its been several days and my "verification" still has not been completed. Ive had much more success with alternatives
Takes money instantly, apparently in my area I can only use Bitcoin. So it took my usd and now wont let me sell them back. Scam scam scam. Would give it 0 stars if I could. Way better ways to transfer money. Unless its bitcoins you want. And you dont actually want the money..?i I think other reviews are fake.
stick to venmo this is the bad version that comes out years late
It takes ages to get money back your accounts worst experience with this app Ill never recommend
do not get this app. useless. stick to venmo if you want to send to friends. coinbase if you want bitcoins.
The app is okay, but I made a mistake and forgot to update my debit card after it expired. I tried to send money and the transaction failed. Instead of giving me an error or warning me my card was expired, they closed my account, locking me out completely and blocking access to the small balance I had. Took over 24 hrs to respond to my mail about the problem. I cant recommend this service.

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